• What is a retirement mindset
• How to determine longevity
• How lifestyles change in retirement
• How time and location matter

Cetera Investors is a marketing name of Cetera Investment Services. Cetera Investment Services LLC, member FINRA/SIPC. 

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Advisory services are only offered by Investment Adviser Representatives. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency. 

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